Here in New Zealand, we have a Student Loan system run by the government, under StudyLink (which is also under Work and Income New Zealand). With the loan, you can get your fees covered or your living costs covered.
We also have student allowances, depending on your parents income, you can get money from the government. This is tested against the parents income (unless you can prove that you have been estranged), and it also gets docked if you earn too much. With Student Allowances, you can get up to $144 (after tax) a week.
Way back in 2002, this used to be $131. So, there must be some sort of increasing due to inflation going on.
Under a Student Loan however, the maximum is, and always has been - $150. Now, if you are on a Student Allowance, you can cover up to that amount with the loan. However, this isn’t right.
Over the years we have had many things rise. We have been through a housing boom, rising rental rates. We hear every year of Telecom phone services increasing basic line rental prices. Many students depend on cellphones these days (if they are going without internet) but those incur bigger costs! (Especially since you can’t call Study Link using their Freephone number with them). Other living essentials, such as food, petrol for transport, and electricity have also had major increases over the years.
So now the living costs doesn’t cover it - unless you have students living in sub-par conditions. We have just been looking for a new place to live, it appeared the average was somewhere in the $90 (per person per week) mark for a decent place to live. We have ended up in a $100 per week place. And this is only in Hamilton! I was looking for similar bedroom places in Auckland, and boy are those things expensive, it makes me wonder how Auckland students get by!
The alternative is to live in houses that would be bulldozed over if it weren’t for students, or have 2-minute noodles as a regular meal, or not have the essentials needed to pass University. Essentially, not having a good standard of living.
So, why can’t the government let us borrow more per week? $150 does not nearly cover living costs anymore for good living conditions. They should call it a “Top Up,” as that is all it is of use for these days. It isn’t like we don’t have to pay back the money that we borrow (hence why it is called a loan).
Students at a University should be focusing on passing and getting through Uni. Having to worry about finances all because the government fails to recognise that our requirements have changed over the years isn’t fair for all of us who are learning to become better people for our country, or world.
The government won’t let us have a universal student allowance - so why not let us borrow a bit more to help us through the week?
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